Terms of Service

Last updated: June 26, 2026

These Terms of Service (“Terms”) govern your access to and use of websites, portals, links, digital resources, communications, tools, files, and services made available by ABEL FAMILY MANAGEMENT COMPANY (“Company,” “we,” “us,” or “our”). By accessing or using this website or any linked service provided by or through us, you agree to these Terms.

If you do not agree to these Terms, do not use this website, access our portals, submit information, or communicate with us through company systems.

1. Company Identity

This website is operated by ABEL FAMILY MANAGEMENT COMPANY, 50 Quartz Place, St. Augustine, FL 32086. You may contact us at 877.408.2235 or [email protected].

2. Purpose of Website

This website is provided for company identification, secure access, general information, policy disclosures, and access to approved portals, encrypted drive resources, and company tools. It is not intended to provide legal, tax, financial, investment, lending, insurance, medical, or other professional advice.

3. Eligibility and Acceptable Use

You may use this website only for lawful purposes and in accordance with these Terms. You agree not to misuse the website, interfere with security, attempt unauthorized access, scrape or harvest data, upload malicious code, impersonate another person, misrepresent your authority, violate the rights of others, or use the website in any way that could damage, disable, overburden, or impair our systems or reputation.

4. Portal, Drive, and Tool Access

Access to any portal, encrypted drive, file system, communication tool, payment system, community, or third-party platform may require separate credentials, permissions, or acceptance of additional terms. We may grant, deny, suspend, revoke, limit, or modify access at any time for security, operational, legal, administrative, or business reasons.

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly if you believe your login credentials, device, files, or access rights have been compromised.

5. Future Forms, Submissions, and User Content

This website may include forms, subscriptions, portal registrations, appointment requests, document uploads, access requests, or other submission methods in the future. By submitting information, files, messages, or other content, you represent that the information is accurate, that you have the right to provide it, and that your submission does not violate any law or third-party rights.

You grant us permission to use submitted information and content for legitimate business, administrative, communication, operational, compliance, security, recordkeeping, and service-related purposes, subject to our Privacy Policy.

6. Communications Consent

By providing contact information, communicating with us, requesting access, submitting a form, creating an account, or otherwise opting in, you authorize us and our service providers to contact you using the information provided, subject to applicable law and your communication preferences.

Transactional and Relationship Messages

Transactional or relationship messages may include account access notices, portal updates, security alerts, document requests, appointment reminders, support responses, administrative notices, billing notices, compliance notices, and other communications related to an existing request, transaction, account, service, or relationship.

Marketing and Promotional Messages

Marketing or promotional messages may include offers, newsletters, educational content, company updates, invitations, promotions, advertising, or similar communications. Marketing messages will be sent only where permitted by law and based on applicable consent, opt-in, business relationship, or other legally recognized basis.

7. SMS, MMS, Calls, Voicemail Drops, Automated Messages, and AI-Assisted Communications

If you provide a phone number and consent to be contacted, you authorize ABEL FAMILY MANAGEMENT COMPANY and its service providers to contact you at that number by text message, multimedia message, phone call, voicemail, voicemail drop, prerecorded message, artificial voice, automated telephone dialing system, AI-assisted communication tool, or similar technology. Message frequency may vary. Message and data rates may apply.

Consent to receive marketing calls or marketing text messages is not required as a condition of purchase, account access, portal access, or use of our services. You may opt out of marketing text messages by replying STOP. Reply HELP for help. You may also contact us at [email protected] or use any reasonable method that clearly communicates your request to revoke consent.

We may send a confirmation of an opt-out request. Opting out of marketing messages may not stop transactional, account, security, legal, or relationship-related communications where permitted by law.

Mobile phone numbers, SMS/MMS opt-in data, and text messaging consent records will not be sold, rented, released, or shared with third parties or affiliates for their own marketing or promotional purposes. We may use service providers and technology platforms as necessary to deliver messages, maintain consent records, manage communications, protect systems, and comply with law.

8. Email Terms

If you provide an email address or otherwise opt in, we may send transactional, administrative, relationship, educational, or marketing emails where permitted. Marketing emails may include an unsubscribe link or other opt-out method. Some non-marketing emails may continue where necessary for account, security, operational, legal, or relationship purposes.

9. Artificial Intelligence and Automated Content Disclaimer

We may use artificial intelligence, automation, templates, analytics, transcription, summarization, drafting tools, workflow tools, and customer relationship management systems to assist with company content, messaging, support, documents, internal workflows, and communications. AI-assisted content may be incomplete, inaccurate, outdated, or require human review.

No AI-generated, AI-assisted, automated, or template-based content should be treated as legal, tax, financial, investment, medical, lending, insurance, or professional advice. You are responsible for independently verifying important information before relying on it.

10. Intellectual Property

The website, design, text, graphics, layouts, logos, names, documents, templates, software, and other materials made available by us are owned by or licensed to ABEL FAMILY MANAGEMENT COMPANY unless otherwise stated. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, sell, exploit, or misuse our materials without prior written permission.

11. Third-Party Links and Services

This website may link to third-party portals, encrypted drives, platforms, websites, analytics tools, advertising tools, communication systems, and service providers. We do not control third-party services and are not responsible for their content, privacy practices, security, availability, accuracy, policies, or conduct. Your use of third-party services is at your own risk and subject to their terms and policies.

12. No Warranties

This website and all related content, links, portals, tools, communications, and services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non-infringement, security, availability, and uninterrupted operation.

13. Limitation of Liability

To the fullest extent permitted by law, ABEL FAMILY MANAGEMENT COMPANY and its owners, officers, managers, employees, contractors, agents, service providers, affiliates, successors, and assigns will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages, including lost profits, lost data, loss of goodwill, business interruption, security incidents, unauthorized access, third-party actions, or reliance on website content, even if advised of the possibility of such damages.

To the fullest extent permitted by law, our total liability for any claim arising from or related to the website, portals, tools, communications, or these Terms will not exceed one hundred dollars ($100) or the amount you paid directly to us for the specific service giving rise to the claim during the three months before the claim, whichever is greater.

14. Indemnification

You agree to defend, indemnify, and hold harmless ABEL FAMILY MANAGEMENT COMPANY and its owners, officers, managers, employees, contractors, agents, service providers, affiliates, successors, and assigns from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the website, violation of these Terms, submitted information, unauthorized access, misuse of company systems, violation of law, or infringement of any third-party rights.

15. Privacy

Your use of this website and related communications is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

16. Changes to Website and Terms

We may update, modify, suspend, replace, restrict, or discontinue any part of the website, portals, links, tools, content, communications, or these Terms at any time without prior notice. Updated Terms will be posted with a revised “Last updated” date. Continued use after updates means you accept the revised Terms.

17. Governing Law and Venue

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. To the fullest extent permitted by law, any dispute arising out of or relating to these Terms, the website, portals, tools, or communications will be brought in the state or federal courts located in Florida, and you consent to personal jurisdiction and venue in those courts.

18. Severability and Waiver

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce any provision is not a waiver of our right to enforce it later.

19. Contact

ABEL FAMILY MANAGEMENT COMPANY
50 Quartz Place
St. Augustine, FL 32086
Phone: 877.408.2235
Email: [email protected]